81. A. improbable
B. impractical
C. incongruous
D. improper
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82. A. thought
B. care
C. worry
D. concern
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83. A. reside
B. defy
C. remain
D. abide
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84. A. overwhelmed
B. obsessed
C. worried
D. concerned
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85. A. frame
B. body
C. form
D. idea
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86. A. contends
B. contains
C. contempt
D. contents
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87. A. positivism
B. pessimism
C. optimism
D. pragmatism
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88.Z A. branches
B. roots
C. stems
D. flowers
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89. A. unconcealed
B. explicit
C. latent
D. hidden
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Directions (Q. 90-94): You have the following passage with some questions following it. Read the passage carefully and choose the best answer to each question out of the given alternatives.
PASSAGE
biogas is a mixture of methane, carbon dioxide, hydrogen and hydrogen sulphide, the major constituent being methane. blogas is produced by anaerobic degradation of animal wastes (sometimes plant wastes) in the presence of water. Anaerobic degradation means breakdown of organic matter by bacteria in the absence of oxygen. Biogas is a non-polluting, clean and low-Cost fuel which is very useful for rural areas where a lot of animal waste and agricultural waste are available. India has the largest cattle population in the world (240 million) and has a tremendous potential for biogas production. From cattle dung alone, we can produce biogas of a magnitude of 22,500 mm2 annually. Airtight digestion/degradation of animal waste is safe as it eliminates health hazards which normally occur in case of direct use of dung due to direct exposure to faecal pathogens and parasites.
90. What is Biogas?
A. A mixture of methane, carbon dioxide, hydrogen and hydrogen sulphide
B. Fermentation of alcohols
C. A synthetic gas formed by catalytic conversion of methane
D. The smoke that contains impurities like sulphur
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91. Why is biogas useful?
A. It is very easy to use.
B. It is a non-polluting, clean and low-cost fuel.
C. It can be easily obtained from plants and animals.
D. It is abundant.
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92. How is biogas produced?
A. By anaerobic degradation of animal wastes
B. By fertilisers containing bacterial biomass
C. By burning of waste products
D. By direct supply of gas from the plants
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93. During the process of degradation of matter by bacteria, what is/are necessary?
A. Both oxygen and water
B. Presence of oxygen and absence of water
C. Both oxygen and water are not required
D. The presence of water and absence of oxygen
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94. Why is India considered as a country that has a tremendous potential for biogas production?
A. None of these
B. It has been promoting the biogas programme.
C. It has many Gobargas plants.
D. It has the largest cattle population.
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Directions (Q. 95-99): You have the following passage with some questions following it. Read the passage carefully and choose the best answer to each question out of the given alternatives.
PASSAGE
Both borrowers and lenders in the sub-prime mortgage market and wishing they had listened to the old sayings: neither a borrower nor a lender be. Last year, people with poor credit ratings borrowed 605 billion in mortgages, a figure that is about 20% of the home-loan market. It includes people who cannot afford to meet the mortgage payments on expensive home they have bought, and low-income buyers. In some cases, the latter could not even meet the first payment. Lenders include banks like HSBC, which may have lost almost 7 billion. Both sides can be blamed. Lenders, after the 2-3 percentage point premium they could charge, offered loans, known as “liar loans’, with no down payments and without any income verification of people with bad credit histories. They believed that rising house prices could cover them in the event of default. Borrowers ignored the fact that interest rates would rise after an initial period. One result is that default rates on these sub-prime mortgages reached 14% last year – a record. The problems in this market also threaten to spread to the rest of the mortgage market, which would reduce the flow of credit available to the shrinking numbers of consumers still interested in buying property. So, the housing market will remain weak; borrowers with weak credit histories will find the credit window closed; people with adjustable-rate mortgages will have to spend less so they can meet their increased payments; tighter lending standards and falling home prices will reduce consumer’s ability to tap the equity in their homes. But as long as the labour market remains strong, which it has done despite job losses in housing-related industries, and as long as real incomes continue to go up, consumers might complain, but they are unlikely to go on a buyers’ strike on a scale that will make this slowdown become a recession. Therefore, we should not be too worried, but, at the same time, we should be a bit cautious and watch closely how things develop.
95. Borrowers have been caught out because
A. house prices had risen.
B. they wanted more than they could afford.
C. because interest rates rose after a while
D. they lied when applying for the loan.
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96. Who are of the opinion that rising house prices would cover them in the event of a default?
A. Lenders
B. Borrowers
C. Capitalists
D. Both borrowers and lenders
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97. According to the text, people with adjustable rate mortgages
A. will have to economise.
B. have weak credit histories.
C. will get credit whatsoever.
D. will not be able to get credit.
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98. In the above passage, the writer is
A. not at all worried about the housing market.
B. advising against buying a house.
C. advising people to proceed with care while investing in the housing market.
D. very worried about the housing market.
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99. The housing market problems
A. are going to be resolved soon.
B. could easily tip the country into recession.
C. will reduce the flow of credit available to consumers.
D. will not cause any problems for buyers. the
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Directions (Q. 100-119): In each of the following questions, a sentence has been given in Active/Passive voice. Out of the four alternatives suggested, select the one which best expresses the same sentence in Passive/Active voice.
100. The task should have been completed by the student.
A. The student should have completed the task.
B. The student should complete the task.
C. The student should be completing the task.
D. The student should have complete the task.
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